Healthcare in Canada is generally high quality. It doesn’t extend to dental, vision, chiropractors, etc which is usual covered by supplemental health insurance, generally offered through your employer (there are some programs for people who don’t have an employer but they are usually not great). My goals for this year are to increase my 401k contributions and increase our Vanguard contributions to at least $1300 a month.Īll serious health conditions are covered by the public healthcare system in Canada, which is free (well, paid for by taxes). We aren’t rich and never will be, but our income and lack of expenses mean we live comfortably. Mortgage plus taxes plus homeowners insurance is 1700 a month. No student loans or debt other than a 260k mortgage. ![]() Our health insurance is free and although we don’t have children yet, childcare will also be free. He has about 40k in his deferred compensation retirement account, plus has a defined benefit pension. About 35k in Roth, about 3k in 401k (new employer old employer didn’t offer a 401k). I’m ok with that as we just bought our house and won’t move for another 7 years or so, so no big expenses coming up. That’s our long-term “savings” account even though it’s currently losing money. We now have a joint Vanguard account to which we contribute 1k a month. I have 60k pre-marital assets in Vanguard that just sit, and he has about 10k in his own account that will similarly just sit. We keep about 10k in checking that’s where our paychecks go and our expenses come out of. Goal for this year is to increase that to 10k. We got married earlier this month so we’re in the process of combining accounts and retooling our finances. Haha right? Husband and I keep $3k in a high yield savings account that we never touch. ![]() Some of our latest posts here at Corporette…
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